EUR/USD ECB Reference Rate on 28 January 2026
euro to US dollar · Wednesday, 28 January 2026
1.1974
0.38% up+45 pipsvs 27 Jan
1 USD = 0.83514 EUR
On Wednesday, 28 January 2026, the European Central Bank's euro reference rate for EUR/USD was 1.1974: one euro (EUR) was worth 1.1974 US dollars (USD). Conversely, one US dollar was worth 0.83514 euros. The rate was 0.38% higher than the previous fixing on Tuesday, 27 January 2026 (1.1929). From 2 January 2026 to 28 January 2026 it ranged between 1.1617 and 1.1974 over 19 fixings.
Source: European Central Bank euro foreign exchange reference rates.
| EUR | USD | USD | EUR |
|---|---|---|---|
| 1 | 1.20 | 1 | 0.84 |
| 10 | 11.97 | 10 | 8.35 |
| 100 | 119.74 | 100 | 83.51 |
| 1,000 | 1,197.40 | 1,000 | 835.14 |
| 10,000 | 11,974.00 | 10,000 | 8,351.43 |
Amounts at the reference rate, rounded; banks and card networks apply their own rates and fees.
| Date | Rate | Change |
|---|---|---|
| Wednesday, 21 January 2026 | 1.1739 | — |
| Thursday, 22 January 2026 | 1.1706 | 0.28% down |
| Friday, 23 January 2026 | 1.1742 | 0.31% up |
| Monday, 26 January 2026 | 1.1836 | 0.80% up |
| Tuesday, 27 January 2026 | 1.1929 | 0.79% up |
| Wednesday, 28 January 2026 | 1.1974 | 0.38% up |
| Thursday, 29 January 2026 | 1.1968 | 0.05% down |
| Friday, 30 January 2026 | 1.1919 | 0.41% down |
| Monday, 2 February 2026 | 1.1840 | 0.66% down |
| Tuesday, 3 February 2026 | 1.1801 | 0.33% down |
| Wednesday, 4 February 2026 | 1.1820 | 0.16% up |