EUR/USD ECB Reference Rate on 20 January 2026
euro to US dollar · Tuesday, 20 January 2026
1.1728
0.83% up+97 pipsvs 19 Jan
1 USD = 0.85266 EUR
On Tuesday, 20 January 2026, the European Central Bank's euro reference rate for EUR/USD was 1.1728: one euro (EUR) was worth 1.1728 US dollars (USD). Conversely, one US dollar was worth 0.85266 euros. The rate was 0.83% higher than the previous fixing on Monday, 19 January 2026 (1.1631). From 2 January 2026 to 20 January 2026 it ranged between 1.1617 and 1.1728 over 13 fixings.
Source: European Central Bank euro foreign exchange reference rates.
| EUR | USD | USD | EUR |
|---|---|---|---|
| 1 | 1.17 | 1 | 0.85 |
| 10 | 11.73 | 10 | 8.53 |
| 100 | 117.28 | 100 | 85.27 |
| 1,000 | 1,172.80 | 1,000 | 852.66 |
| 10,000 | 11,728.00 | 10,000 | 8,526.60 |
Amounts at the reference rate, rounded; banks and card networks apply their own rates and fees.
| Date | Rate | Change |
|---|---|---|
| Tuesday, 13 January 2026 | 1.1654 | — |
| Wednesday, 14 January 2026 | 1.1651 | 0.03% down |
| Thursday, 15 January 2026 | 1.1624 | 0.23% down |
| Friday, 16 January 2026 | 1.1617 | 0.06% down |
| Monday, 19 January 2026 | 1.1631 | 0.12% up |
| Tuesday, 20 January 2026 | 1.1728 | 0.83% up |
| Wednesday, 21 January 2026 | 1.1739 | 0.09% up |
| Thursday, 22 January 2026 | 1.1706 | 0.28% down |
| Friday, 23 January 2026 | 1.1742 | 0.31% up |
| Monday, 26 January 2026 | 1.1836 | 0.80% up |
| Tuesday, 27 January 2026 | 1.1929 | 0.79% up |